My company has the '&' symbol in the official business name. I use the & symbol for all my licenses and EIN. Let's use John & Smith as an example.

As I am trying to apply for a business credit card, the bank does not allow me to use the '&' symbol on the credit card application nor for the card name as well. In this case, would I just go with John Smith or John And Smith? I am more worried about card name that will show either John Smith or John And Smith without the specific '&' symbol that I feel is part of my business identity. I am considering contacting the bank tomorrow morning to see if the '&' symbol can be added or if it has any bearing when I use the credit card account.

Will other businesses that I conduct business with be care about the card name discrepancy? Will the IRS have an issue if I report my business credit card bank balances to them at the end of the year with the name discrepancy?

Has anyone come across this or similar naming issues when opening a business credit card? Thank you for any advice and help!