Hello everyone, this is my first time posting in this forum and I was hoping that you guys could give me some advice on my current situation. So I've been working for this pizzeria for the past 5 years while going to school for business management. I used to work closely with the owner of the brand before he franchised the location I work for. During that time I worked with him we developed a good relationship and he would always tell me how great it would be for me to own my own franchise. Since then the idea has always been in the back of my mind but I was never fully sold on it until I mentioned the idea to my dad and he thought it was an amazing opportunity. He has always been very supportive and I'm super grateful that I have someone like him in my life. So anyway, I want to open my own Franchise, the food is absolutely amazing, and I'm not just saying that I swear! The owner actually won first place at the international pizza expo in Las Vegas back in 2015, so I know he has a product for success. I've talked about franchising a location with the manager at the location I work for as he would be an amazing asset. My manager is super into the idea although I'm not sure how much money he would be able to muster up. I'm assuming that all in we would need around 200-300k. I've been shopping around for some loans online and it looks like I'm only able to get about 60k with not past numbers. I have been emailing with the owner and I have yet to discuss loans with him so maybe he has some helpful information on the topic. Anyways, I am not sure if my potential business partner would also be able to get a loan for 60k granted we would be pitching the same business to the bank. Considering my father is willing to loan me the remaining balance I was wondering how my business partner would fit into this. I was considering the idea of giving him the opportunity to buy into ownership on a monthly basis until he works his way up to 50% ownership. For example, he invests 20k to begin and that grants him 10% ownership and 90% will be allocated to myself, then, at the end of each month, he has the opportunity to put down (let's say) 5k giving him another 5% ownership and taking 5% from me and so on. Does anyone know if this would be a possible scenario to be worked into a contract? Do you think he would deserve to work his way up to a full 50/50 partnership? Like I said he would be an amazing asset but I'm not sure if this is me being too nice. Let me know if you guys have any questions. Thanks in advance guys.