08-19-2021, 02:22 AM
Workers Comp + subcontractors
submitted by /u/Chart_Critical
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Hello all!
I have approximately 12 employees, mostly office staff. I have a lot of handyman style subcontractors in many states. Almost none of them have employees, and they are small one man operations, sometimes side gigs. My recent WC audit is trying to charge me for them. They are exempted from their state for requiring WC, however, that is not good enough for my WC insurance. My premium went from something like $11k to $180k for the year. There is no gray area with these subcontractors, they are absolutely ICs and not employees. Has anyone else run into this before, and have a solution?
Edit: I have 12 actual employees and around 50 subcontractors which are in states other than our own.
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